There are certain times, referred to as enrollment periods, when you can sign up for Medicare. Each enrollment period has certain rules around applying and when your coverage will begin.
Original Medicare is managed by the Federal Government and provides Medicare eligible individuals with coverage for and access to doctors, hospitals, or other health care providers who accept Medicare. It does not cover 100% of your medical cost or prescription drugs. Additional coverage will be needed.
If you are already receiving Social Security you will automatically be enrolled in Medicare Part B. Otherwise you will have to submit an enrollment application in person at your local Social Security office or online at SSA.gov.
Part C or Medicare Advantage (MA), is additional coverage that is administered by private health insurance companies. Most MA plans include Part D Prescription drug coverage at no extra cost, they are referred to as MAPD plans.
Medicare Advantage is an “all in one” alternative to Original Medicare. These “bundled” plans include Part A, Part B, and usually Part D. They also may offer extra benefits Original Medicare doesn’t cover.
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